Get Inspired, Be Empowered Forums Access to Healthcare Why women should be encouraged to take individual health plan?

8 replies, 8 voices Last updated by DISHA SAPKALE 3 years ago
  • Woospire
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    nehachitroda
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    @nehachitroda
    #31661
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    Women have always been sacrificing whether it is their studies, personal life, work-life, family, or any of the things. When it comes to family, all prefer to take family plan for the protection of the whole family but never it is heard or said that a woman has an individual plan for her own.
    Women should opt for a plan that takes care of them in all terms, there should be a policy that will only help oy women for their individuality, Under the income tax rules, women in India pay less tax as compared to men in India. This helps them in saving more on their disposable income. Typically, as women have more longevity than men; these days insurance policies are designed to address this cause as well as with a motive to encourage more women to invest in health insurance plans.
    Women across the globe play a vital role in managing and bringing up a family, whether she works or not but family responsibilities, kids’ responsibility is on mothers because they are assumed to be doing it and it’s their duty to do everything for the family. So, if she could least do something for her is taking a plan for her own as an individual.
    Most women in India still remain ignored when it comes to seriously take charge of their health. They are either dependent or too busy with daily chores to even think beyond that periphery. Most of the rapidly spreading diseases are a result of unhealthy lifestyles but can be corrected if managed with little care and precautions. So it’s a time to make effort to adopt a healthy lifestyle with an independent health policy that can really benefit

    Tanima
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    @ta
    #31673
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    In our world, specially in India, women are always expected to serve, to give. After a certain age her demands are stamped as selfish desires. They are taught to live for their husband, children and family selflessly.
    However among the so called selfless services, we often forget that women have a body too which need proper care, the womb where she carries our future generations.
    At first let us talk about common health issues like back pain and knee pain after 30, caused by lack of calcium, autoimmune disease, depression and anxiety, gynecological health etc. We, women don’t take proper care of ourselves, thus scarcity of vitamin and minerals are seen mostly.about 30% means one-third of women suffer from anemia in India, caused by lack of iron.
    If we site maternal health, according to WHO, 295000 deaths occurred in 2017 of which 86% are among south eastern Asia and sub saharan Africa. And the worst part is 94% of these deaths are from lower and lower middle class due to some preventable causes like animia, high blood pressure during pregnancy, infection, unsafe abortion and so on…
    About reproductive health, women don’t even take them in concern, not knowing how much rough they can be. Diseases like breast cancer, ovarian cancer, Interstitial cystic are getting too much common. But still women even from current generation are treating them like just a 100 degree of fever, which is gonna be fine in just a few days. No girls it’s not.
    Women are not concerned even about their period hygiene, some families still make their girls use old clothes which comes as a major cause of uterus cancer and vaginal infection. So we have not only one but a fur list of issues growing in women. The tragedy is, we only concern women that how much weak their bodies are but never tried to strengthen them. Is it still that ancient time when women were used to be a child birth machine? Nobody had anything to say about their unfortunate death. Vaginal health is still a taboo. Breast cancer should be talked in whisper.
    Yes, we lack vitamin, mineral, necessary protein, roughage, but you know what we lack most? It’s the general awareness. Treating health issues are doctors job in deed but treating taboo issues? That’s what we need most.

    shaifalikapoor03
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    @shaifalikapoor03
    #32690
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    Not only women but everyone residing in this country should take an individual health insurance plan. It’s the duty of every government of the country to make sure the life of it’s citizens is not compromised at any point. Human life is to be considered an important resource to every country.
    Insuring a health plan to every citizen of the country, provides a mere assurance of their healthy life.
    Also, women have been considered less than men. so far, women are trying to be independent and create an identity of their own in this very world of discrimination. Insuring a health plan to women would provide a protection to all the women in the country, they would feel assured when it’ll come to their health.
    Most women today, try to be more independent and seek to stay away from homes in order to study or work, health insurance policies provided to them would help them achieve what they seek. Nowadays, many companies have introduced special health insurance plans specially for the benefits of women. Women must learn about them and buy the one most suited plan for them.
    Health plans are the key to make a woman independent and empowered.

    Shumaila Siddiqui
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    @shumaila
    #32702
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    Women are at more risk with multiple diseases comparatively than men. They don’t look after their health properly due to the innumerable responsibilities and roles they have to play in their life. A huge time of their life is gone looking after others health issues rather than focussing on her own health.
    Women should take individual health plan as they should be independent and live the life with stability having insurance policy of her own. She can get the benefits solely for her health, and it would be much convenient for her future plans.
    With the rise in diseases in women, they definitely need an insurance health plan individually. Heart attack are common in me but nowadays, there is an increment in women getting heart attack more than men. Depression is likely to hit women mostly, and they need therapies and sometimes even a treatment . Reproductive health issues and breast cancer are the most common issue which every other women are dealing and struggling for a financial help for treatments .
    All the above are just a summary of diseases which are rapidly spreading, Furthermore women should buckle up and be an in charge of their health and start investing in overall health safety.
    According to income tax rule women are charged less tax than men, so there is an advantage that they can save more and invest the money in health insurance plans. There are discounts and less premium accounts offered to women to make more women invest in health policies.
    Woman brings up a whole family as in a technical manner. There should be an individual heath plan whether she is a working woman or housewife . It will be an absolute booster for their maternity and other health problems.
    Medical insurance is a necessity for a woman across the globe and women should be encouraged and provide the individual health plan.
    HDFC as well as ERGO are trustworthy companies which are offering varied range of great policies for women, an advantage for their medical insurance.
    More efforts should be adopted to lead a healthy lifestyle along with individual medical insurance will be benefitting women in the long run.

    Yash Tiwari
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    @yash
    #32846
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    Most of the women working outside their homes juggle between two jobs- a work-from-home and a job at an office. Taking care of kids and handling demanding jobs keep them busy throughout the day. They hardly find time to concentrate on their health. Many brought up as ‘housewives’ often put health issues in the background. By the time 45 years of age, women are expected to spend more time on health management than men. Men will be at an advantage as they join the ranks of senior citizens and already have acquired solid health records. But sadly this is not the case with women. Most women are health conscious, they just do not pay attention to their health needs as compared to men. The main reason behind this kind of mindset is employment. Women are mostly a part of the workforce and this has made them busy in their lives.

    Every woman should be encouraged to take an individual health insurance plan, it is an investment towards her good health. A regular checkup and screening of any possible disease or disorder can detect issues like pre-term labor, pulmonary embolism, and osteoporosis in the early stages. Postmenopause, women can be benefitted from hormone therapy and screening measures. Of course, the benefits vary depending on your age and condition. Women’s health is different from men’s in many ways. Heart disease, diabetes, and stroke, women are more vulnerable to these deadly diseases which can be prevented with regular exercise and the right eating habits. But until now women have been less concerned about their health.

    There are many reasons to encourage women to take up health insurance in India. A woman is not only the income-earner but also the head of the family in most cases and this makes her financially responsible for their well-being. This proves a huge information gap between the two. Hence, it acts as an incentive for them to take out a health policy for themselves and/or their families. A health insurance plan for women is a popular choice for many. It is meant to give financial support during serious illnesses like heart attacks and cancer. These medical cover plans are designed to help the female have a better standard of life during emergencies in need of advanced treatment.

    A lot of women, nowadays, contribute very much to their family’s income. Even, a woman who is not the earning member in her family is essentially playing an important role by taking care of the family. Thus, even she must be provided with medical insurance to safeguard her interests. The insurance industry has also seen an increase in many other products. Medical insurance for women is one such product. It is designed to cater specially to the needs of women and target their concerns. The medical insurance for women policies is intended to offer adequate coverage at an affordable price.

    PALAK KASHIV
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    @palak
    #32951
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    Women need to take individual health plans because for their safety a female body can get easily many diseases or nowadays, we can see a lot of changes are happening we can see that many new diseases. But women are working every now and then they are so busy in their life and work they can barely get a chance to look at their health. So having a health plan will help the women. These days insurance companies have some special insurance policies for women an individual health plan, women really need to grab this policy because the future is very uncertain. Indian women are always ignored for their health concerns and women don’t need to be dependent when they want to do any surgery or operation, they can use insurance in case of an emergency. Insurance companies have many options even if one cannot afford a large amount of insurance plan it’s totally fine insurance companies with different plans according to the budget of the customer. Not only women but everyone should take individual health plans. Our government needs to encourage people to insurance people and create awareness about it because in rural areas no women have an idea about the individual health plan. Nowadays most of the women are earning and women who are staying at home they also take care of house they need to provide health insurance plan as a safeguard. According to research, only 2% of women have taken the individual health plan this statistic shows that how many women are barely concern about their health. Women should seriously take this plan it has a lot of benefits.

    Manpreet Singh
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    @manpreet
    #32960
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    It is time women take care of their health and invest promptly for their total wellbeing that these ailments increase their intensity and quickness. Most Indian women continue to be disregarded when it comes to addressing their health seriously. They depend on each other or are too busy every day to think even beyond that peripheral. Most of the diseases that spread rapidly are caused by bad lifestyles, but can also be remedied by poor care and prudence. Women can definitely profit in the long term from a conscious effort to adopt a healthy lifestyle and an autonomous health policy. Women in India pay less tax than men in India under the income tax rules. This helps them to save more on available revenues.
    As women usually live longer than males, insurance policies are designed to address this problem and motivate more women to invest in health insurance coverage. Women, in general, get a lower premium with discounts up to a certain age. Women all around the world play a key part in family management and development. Whether you are a customer or not, women’s medical insurance provides enough coverage and many more maternity, critical illness, etc. benefits.
    Women have an enormous prominence in health insurance. It is critical for women nowadays to pick one of the greatest health policy early in life, so they can look after yourself without the stage of financial instability. The average life span of women in India, according to the results of a study, is 69. The best health insurance coverage for women does not need to worry about guaranteeing their financial safety while being physically and mentally weak during a medical emergency. While many young men have chosen to work with their parents for health insurance.
    In the past, it was quite rare for women to invest in separate health insurance. But women learned over time that their investment in a separate health policy was vitally essential. Sedentary lifestyles and critical diseases and accompanying costs are one of the main reasons why women should be involved in investing in a separate medical plan. It is currently necessary for women, because of sedentary lifestyles and other conditions, such as cardiovascular disorders, breast cancer, osteoporosis, heart diseases, and others, that they ensure themselves against expensive medical costs.

    DISHA SAPKALE
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    @42disha
    #33014
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    In today’s world, Mostly there are many Working Women who are busy with their home and office work due to which they don’t get time to focus on their fitness or health. By encouraging women to take individual health plan will definitely help her in future. As we all know that there are many types of diseases and infections are affecting women like pcos and pcod, urinary tract infection, heart related diseases, reproductive health, breast cancer and many more. Due to which women need to more concentrate on their health and fitness. In villages also women aren’t aware about health plan, so their should be organization or campaigns to introduced them with individual health plan. So that they can think about health plan because many women in rural areas are facing problems of reproductive health. There are different policy’s of Health insurance you can make choice according to your benefits and it will help you when you need any kind of medical emergency. Many women who don’t take seriously about their health problems because some of them are dependent and some are busy with office work and household chores. Most of the Women facing health problems due to unhealthy lifestyle they should be more careful about their daily routine and they should always focus to maintain their healthy lifestyle. Through Medical insurance it gives you advantage during maternity. Their should lack of awareness about health plans because many women aren’t aware about such policy’s. Companies like HDFC Ergo, Reliance health gain policy, Tata AIG and many more companies provides health plan for women. HDFC Egro company provides various types of health policies that will benefit women to choose health plan accordingly. By taking independent health plan will definitely benefit women to have better future and investing in health plans will be great decision for your health.

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